If you are last to act and closing the action you should be calling WAY wider then normal since there's SO much extra dead money in the pot.
Well I guess this is where my 3bet range widens. But you're right, when I'm closing the action on the bb, sure I call wider because my pot odds are better, a direct result of the antes. But if I'm not closing the action, I'm calling less than I am during like first hour, because by now people are playing both pre and post flop better than first hour, so I expect to get squeezed more often and outplayed post flop more often.

Now not taking "risks" is fine and dandy but if this is the bubble of w/e tourney you should be looking to build a stack and pick on people doing what you just outlined in your post. I mean winning the whole tourney is where most of your ROI comes from. If you look to just mincash every time you play you'll have this stellar cash % but a terrible ROI compared to the guy who is winning all the chips versus the "oh noes I can't bust on the bubble" guy.
This, you might have just nailed a massive leak in my MTT game here, thank you. I'm a reasonably decent MTT player for my level, but you're right, I'm cashing quite often but not going deep very often. It's not that I'm afraid to bust out on the bubble if I get coolered, it's just annoying when I bubble with a marginal hand that could've been avoided. I think I need to seriously look at my bubble game.